Quanto rende o Tesouro Direto?

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Com a escalada da taxa Selic, chegando hoje a 13,75% ao ano, o Tesouro Direto passou a ser o alvo de muitos investidores.

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É toda essa porcentagem mesmo que vai para o investidor? Confira nos próximos stories:

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Apesar da Selic estar em 13,75% a.a., existem outros tipos de títulos públicos e com taxas diferentes umas das outras.

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Entre os títulos públicos à venda no momento, você encontra opções de pré e pós fixados, no site do Tesouro Direto.

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Por sofrerem oscilações conforme a expectativa de mercado, os títulos públicos podem mudar o quanto pagam.

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Os prefixados com vencimento em 2026, por exemplos, estão pagando 11,83% a.a. Já os com vencimento para 2019, 12,25% a.a.

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O mercado hoje projeta uma queda da Selic pelo recuo da inflação. Os valores pagos pelos títulos também caem.

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A taxa que você paga no momento da compra só vale se mantiver o investimento até a data de resgate.

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- Terá taxa de imposto de renda mais elevado; - Precisará verificar qual valor o mercado está negociando os títulos no momento.

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Para saber quanto seus investimentos oscilam todos os dias e avalie se vale a pena ou não realizar o resgate antecipado.

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Em simulação de um título prefixado com vencimento em 2026 e taxa de 11,83% a.a., ao fim de três anos, você resgataria:

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Valor bruto: R$ 67.489,13 I.R: – R$ 2.623,37 Taxa da B3: – R$ 311,66 Valor líquido: R$ 64.514,16

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Saiba mais sobre Tesouro Direto na Inteligência Financeira.

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Queremos conhecer você!

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Veja mais na Inteligência Financeira:

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