Comparativo de Rendimentos: CDB X Poupança

[{"selector":"#anim-e636a2c0-fdfb-42bb-8d11-1eb36c9495ed","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c7b64da0-7517-4721-9d20-ac1916e1f5f2","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4fdfc5a3-a789-4f30-b590-ed066fd340b0","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] INVESTIMENTOS INVESTIMENTOS Descubra o rendimento de R$ 25 mil em CDB e poupança em seis cenários e entenda qual é a melhor opção para o seu portfólio.

Entenda o rendimento de R$ 25 mil em CDB e poupança através de seis cenários.

[{"selector":"#anim-964c0c99-ee42-410e-88fd-72860b4779fb","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-10e9d45e-5c1a-4f41-b68d-07853f265c69 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(5.725848061005138%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-cac39c78-4226-4c33-b2e1-c937a6e5ec92","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

CDB é um título emitido pelos bancos para financiar suas atividades. O valor é devolvido com juros.

[{"selector":"#anim-5f4d8719-6c08-4256-b4f5-9e024d69cdf2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(4.3579173256864685%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c471e3c4-35f3-4425-80a2-bb9351e3f169","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a858449a-cf9b-480c-b9d9-a1d913c00ca3","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Existem três formas de rendimento do CDB: prefixado, pós-fixado e híbrido (atrelado à inflação).

[{"selector":"#anim-cb863bc7-559d-4f3e-a305-41734580b456 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-9.960264341241391%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-cb1acd4f-008e-4275-a3ee-3e390abc85c8","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ff44c995-952e-40fc-aaac-a0f00b554fb7","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Investimentos de longo prazo geralmente oferecem taxas melhores, mas exigem que o dinheiro fique 'preso' por mais tempo.

[{"selector":"#anim-063eb253-82b8-4908-b9ac-be4784d10e94 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-4.216328875474122%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-1b2b5277-c8ae-42f9-bbc7-3b1fc09111e1","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d63ffc48-85bf-4f02-851a-f557862c343c","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Instituições menores ou com maior risco de crédito geralmente oferecem taxas maiores para conseguir financiamento.

[{"selector":"#anim-29e5e151-d75d-48cd-9618-a66917bb0c1c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.823900769700881%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-fd73d532-d9d3-4c0a-83cf-178535c57cea","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-685ffece-449e-4284-8ad8-4c3fecb6b7e2","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Foram escolhidas quatro opções de CDB em seis cenários para calcular o rendimento de R$ 25 mil.

[{"selector":"#anim-616c2792-1d13-426a-b9ff-c4a01079740b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(11.870205000527715%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b26aa59e-ae5b-488f-9d9e-ec190d9291cf","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-90ac0bfc-3ec6-43fb-aa88-d8fb23594468","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

As opções de CDB incluem 100% do CDI, 120% do CDI, IPCA+6,20% e um CDB prefixado.

[{"selector":"#anim-9c795fe9-1c22-4ad8-86cb-f2c58bfbdaa5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-9.383654911430845%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-10c8603e-2eee-4b29-b5c2-358ac9348fb8","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dfa44437-256d-40a1-a838-cd4cb5d19919","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Os CDBs seguem a tributação regressiva para o IR. A taxa vai caindo conforme o prazo de aplicação se estende.

[{"selector":"#anim-e181e598-2f3c-4df4-bdd7-f768e64fc8d0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(4.075830292113729%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-cf40073d-4da0-47dc-aa57-26d42c6fb2a3","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-75d98556-f65d-444e-92db-f97310cbf32e","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Investimentos em CDB de até 30 dias estão sujeitos à cobrança de IOF.

[{"selector":"#anim-eafd1cf7-116e-4abb-9ba6-fa94bbd1c69c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(14.28714165107449%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f105287d-9602-47e8-ae21-3bba5efd2738","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-beb300f4-2802-417c-b514-3747ae582751","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Compreender o rendimento de R$ 25 mil em diferentes cenários ajuda a montar uma estratégia eficaz de investimento.

[{"selector":"#anim-bacb7508-a2eb-4ee3-ab83-0b891b500d50 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(14.28714165107449%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-6ee92f6a-f344-49b1-b66d-0c10eac1d2ca","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-662e9b36-1a29-4011-83b2-b27d2409cdbc","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Leia a matéria completa

Arraste e inscreva-se