Onde investir R$ 10 mil com baixo risco?

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Veja as simulações de rendimento desse valor em diferentes ativos de renda fixa. Importante: os valores a seguir são aproximados e correspondem à soma do investimento inicial com o rendimento líquido.

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5 anos: R$ 18.200 10 anos: R$ 37.340

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Para estes cálculos foram considerados valores brutos, a inflação dos últimos 5 e 10 anos e a atual taxa Selic, a 13,75% ao ano.

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Rentabilidade de 11% ao ano 5 anos: R$ 16.850 10 anos: R$ 28.394

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5 anos: R$ 17.160,70 10 anos: R$ 30.353,82

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Para quem não quer colocar todos os ovos na mesma cesta, a diversificação de investimentos é um bom caminho.

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“Se montarmos uma carteira com 50% pós, 20% em pré e 30% em ativos inflacionários, uma carteira como esta após 5 anos poderia produzir um valor final de aproximadamente R$ 17.482,25.” Walter Fogolin, head de produtos da InvestSmart XP

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Para quem quer assumir mais riscos, o mercado de renda variável oferece uma infinidade de opções.

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O investidor pode iniciar pesquisando opções de ações ou recorrer a fundos, administrados por bons gestores.

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"Nos fundos de investimento você pode optar por aqueles que investem desde títulos públicos, crédito privado ou fundos de ações.” Rodrigo Salvador, sócio da HCI Invest

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Saiba mais sobre opções para investir R$ 10 mil

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Converse com a gente!

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Veja mais na Inteligência Financeira:

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