Novas regras antifraude para o Pix: o que você precisa saber

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O Banco Central adiou o início do Pix automático para 16 de junho de 2025, visando melhorar as medidas de segurança.

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O Pix automático facilitará pagamentos recorrentes, como contas de serviços e mensalidades, com débitos automáticos autorizados.

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Para dispositivos não cadastrados, o limite será de R$ 200 por transação, visando reduzir fraudes.

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Novos aparelhos terão um limite diário de R$ 1.000 para transações via Pix, aumentando a segurança dos usuários.

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Usuários com dispositivos já cadastrados não serão afetados pelas novas medidas de segurança.

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Instituições no Pix deverão usar soluções antifraude aprovadas pelo BC, identificando transações suspeitas.

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Bancos e fintechs deverão orientar clientes sobre como evitar fraudes e verificar semi-anualmente marcações de fraude.

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Clientes marcados por fraudes receberão tratamento especial, incluindo bloqueio de transações suspeitas.

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As novas regras de segurança do Pix entrarão em vigor a partir de 1º de novembro.

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