Como ter renda mensal de R$ 1.000 investindo

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Para saber qual caminho seguir, o educador financeiro Felipe Nascimento preparou diversas simulações.

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A forma de investir para ter renda passiva mensal de R$ 1.000 (ou projeção de renda de R$ 12 mil no ano) vai depender do seu perfil de investidor.

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Esse perfil pode investir em renda fixa, sejam títulos do Tesouro Nacional, CDB, LCI, LCA, debêntures, entre outros

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Aqui, vale a diversificação do portfólio entre renda fixa e renda variável. Para estes perfis, pode ser interessante adicionar fundos imobiliários e ações na carteira.

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Vamos considerar o Tesouro IPCA+ com vencimento em 2045, que oferece uma taxa de juros anual de 5,98% acima da inflação.

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O investidor vai precisar de aproximadamente R$ 250 mil investidos para ter rendimento mensal médio de R$ 1.000.

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Para um CDB de liquidez diária que renda 100% do CDI, é necessário investir aproximadamente R$ 123 mil (descontado o IR).

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Em um CDB que renda 110% do CDI, serão necessários R$ 90 mil para ter renda passiva de R$ 1.000 por mês.

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A simulação do especialista indica que seriam necessários aproximadamente R$ 98 mil para ter um rendimento mensal de R$ 1.000.

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Queremos conhecer você!

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Como ter renda mensal de R$ 1.000 investindo

Para saber qual caminho seguir, o educador financeiro Felipe Nascimento preparou diversas simulações.

Como investir para ter renda extra?

Como investir para ter renda extra?

A forma de investir para ter renda passiva mensal de R$ 1.000 (ou projeção de renda de R$ 12 mil no ano) vai depender do seu perfil de investidor.

Perfil do investidor