Caixa Econômica Federal confirma aumento das taxas de juros de financiamento; veja as simulações

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A Caixa Econômica Federal confirmou o aumento das taxas de juros do financiamento imobiliário. Os novos valores estão em vigor desde 2 de janeiro.

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A taxa balcão do empréstimo pelo Sistema Brasileiro de Poupança e Empréstimo (SBPE) agora é de 11,5% ao ano. Se a referência for a correção pela poupança, a taxa é de 10,76% ao ano.

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Um financiamento de R$ 500 mil para pagamento em 30 anos exigirá uma renda mínima ao redor de R$ 20 mil.

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Simulações mostram os valores da primeira prestação e a renda mínima necessária para um financiamento de R$ 500 mil.

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· Taxa anual (A partir de): 11,49% · 1ª prestação: R$ 6.111 · Última prestação: R$ 1.426 · Total: R$ 1,388 milhão · Renda mínima: R$ 20,37 mil

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· Taxa anual (A partir de): 10,76% · 1ª prestação: R$ 4.655 · Última prestação: R$ 1.425 · Total: R$ 1,338 milhão · Renda mínima: R$ 19,45 mil

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· Taxa anual (A partir de): 10,76% · 1ª prestação: R$ 4.655 · Última prestação: R$ 4.510 · Total: R$ 1,699 milhão · Renda mínima: R$ 15,519 mil

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