Crédito imobiliário na Caixa: garantia e inovação

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Carlos Vieira, CEO da Caixa, garante a continuidade do crédito imobiliário para a classe média.

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A Caixa reduziu o teto de financiamento para compra de imóveis acima de R$ 350 mil e até R$ 1,5 milhão.

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Não vão faltar recursos", assegura Vieira, mesmo com a recente medida.

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A Caixa busca alternativas para compensar a queda nos recursos da poupança, principal fonte de capital para o setor.

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A Caixa tem captado recursos no mercado de capitais através de Letra de Crédito Imobiliário (LCI).

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A Caixa pretende usar o FIDC para captar recursos para o setor em 2025.

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O banco busca a redução do volume de depósitos compulsórios para liberar mais dinheiro para habitação.

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A Caixa teme o aumento da inadimplência e vê o pagamento de um valor maior à vista como uma solução.

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A Caixa tem um nível de inadimplência menor do que os demais bancos comerciais.

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Juros e inflação alta pressionam a renda disponível das famílias e representam desafios para o setor.

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